Personal Injury

July 31, 2019

Reasons Insurers Reject Miami Car Accident Claims

When you are hurt in a Miami auto collision, your first step in seeking compensation for your losses is to file a claim with the responsible driver’s insurance company. Like many victims, you might expect the process to be clear and simple — complete the necessary forms, send them to the insurer, and wait to receive payment. You may be shocked and dismayed when the response is an outright rejection of what you believe is a valid, legitimate claim.

Though it may provide seemingly valid reasons for a denial, the primary motivation of the insurance company is to look out for its own interests. Your claim is a threat to profits, so the insurer will seek any possible reason to reject or make a low counteroffer to resolve your claim. Do not put your rights at risk by accepting anything less than what is fair and reasonable to compensate you for your losses. With help from a Miami car accident attorney, you can recover the highest amount of compensation allowed by law – even when the insurance company responds to with any of these excuses.

You Delayed Filing Your Claim: It is true that Florida has a four-year statute of limitations on motor vehicle crashes based upon negligence, but this time period refers to filing a lawsuit in civil court. You should file a claim with the responsible driver’s insurance company as soon as possible after an accident. When you wait, key evidence may be unavailable and your recollection about the collision will become foggy.

July 24, 2019

Stop on Red Week in August: Florida Tops the List for Most Dangerous

by Gerson & Schwartz, P.A.

The Florida Department of Transportation (FDOT) hosts various events and initiatives throughout the year to promote safety on the state’s roads, and the upcoming “Stop on Red” Week will highlight the importance of obeying traffic signals. Starting August 4 – 10, 2019, FDOT will be posting helpful articles and tips on social media to remind drivers of the laws intended to prevent fatal and injury-causing accidents.

Stop on Red Week has been successful throughout the US in raising awareness, but there are still drivers who intentionally or carelessly run through red lights. If you were hurt in a red light crash, you should consult with a Florida car accident attorney regarding your rights. You can also read on for an overview of the main points of the red light initiative.

Why Red-Light Runners Create Significant Risks

July 19, 2019

“Walkable” Miami, FL is Still Hazardous for Pedestrians

by Gerson & Schwartz, P.A.

For anyone who enjoys getting around the city, Miami’s WalkScore of 79 out of 100 points should come as no surprise. The year-round warm climate, spectacular water views, and luxurious beaches offer plenty of reasons to walk and enjoy the outdoors. Plus, the mayor closes major roadways to motor vehicle traffic once a month, allowing pedestrians and bicyclists to take to the streets.

Of course, there can be a downside to foot-based transportation. Pedestrians are at risk of serious injuries when motorists are careless behind the wheel. Fortunately, state law provides you with rights as a victim, and a Florida pedestrian accident lawyer can help protect them. In addition, you may find it useful to review some general information about these cases.

Common Causes of Pedestrian Accidents

July 17, 2019

Uber and Lyft Accidents in Florida: What Victims Need to Know

by Gerson & Schwartz, P.A.

There is no question that getting around town by Uber, Lyft, or other rideshare is convenient, but that does not make it safer. Any vehicle on the roadway is at risk of an accident, including those that are part of a “transportation network company” (TNC), as these services are defined by Florida law. The same statute also regulates the operations of TNCs and provides certain requirements for insurance purposes in the event of the accident. It is good to know that you are covered in an Uber/Lyft crash that was not your fault, but the legislative landscape does make these matters more complex than a typical collision. You should discuss your circumstances with a Florida car accident attorney.

TNCs and Insurance Requirements in Florida

As of January 2017, Florida made certain insurance coverages required for TNCs and the drivers who use their digital services to provide ridesharing services. The insurance must cover the TNC driver as follows:

July 15, 2019

When is Florida’s Workers’ Comp NOT the Sole Remedy in a Construction Accident?

by Gerson & Schwartz, P.A.

As a construction worker, you know how dangerous and constantly changing your work environment can be. This industry is one of the most hazardous in the US, as the Bureau of Labor Statistics consistently ranks it in the top three for most nonfatal injuries and in days away from work. Fortunately, Florida’s workers’ compensation system protects construction workers who are hurt in on-the-job accidents.

However, there is one aspect of state workers’ comp laws that is unfamiliar to many employees, termed “exclusiveness of liability” under the Florida statute. In short, it means your workers’ comp benefits are your sold remedy and you are limited in terms of what you can recover – unless you qualify for one of the exceptions. A Florida construction accidents lawyer can explain in more detail about scenarios where you may be able to file a lawsuit for your losses.

Overview of Workers’ Compensation Laws in Florida

July 10, 2019

FAQs About Slip and Fall Injury Claims in Florida

by Gerson & Schwartz, P.A.

You may not expect to be hurt due to dangerous conditions on property, but a report from the US Centers of Disease Control and Prevention reveals shocking statistics: Accidental slips, trips, and falls are among the top two causes of non-fatal injuries in the US. It is true that clumsiness may be to blame in some situations, but many other injuries occur because of preventable errors. You should discuss your circumstances with a Florida slip and fall attorney right away, but some answers to common questions about property-related accidents may be helpful.

How do Slip and Fall Claims Work?

The familiar term “slip and fall” actually refers to a legal concept called premises liability in Florida. The foundation of these claims is negligence, a type of case that imposes a legal duty on property owners. If they fail to maintain the premises in a reasonably safe condition, they could be liable for a victim’s injuries.

July 8, 2019

New Florida Law Cracks Down on Distracted Driving

by Gerson & Schwartz, P.A.

Florida recently joined many other US states in cracking down on certain forms of cell phone use while driving, with a new law that went into effect July 1, 2019. An article in the Sun-Sentinel outlined the details of the Wireless Communications While Driving Law, which bans holding or handling a phone to:

Text or make calls;
Navigate via GPS;

July 5, 2019

Two Killed in Florida Motorcycle Crash: Options for Surviving Family

by Gerson & Schwartz, P.A.

A tragic motorcycle accident in Marion County, FL claimed the lives of two men and shut down traffic on northbound Interstate 75 for approximately five hours on Thursday, June 13, 2019. Orlando’s Spectrum News Channel 13 reported on the incident, which was still under investigation by the Florida Highway Patrol (FHP). According to police, the two men were riding side-by-side on separate Harley Davidson motorcycles in front of a semi truck. The pair attempted to slow down due to traffic conditions, but one rider lost control of his vehicle. As the motorcycle slid across the pavement, the other man also lost control. Upon landing in the center lane, both men were struck by the 18 wheeler that had been traveling behind them.

Under the circumstances, surviving family members may have options to recover compensation through a cause of action that is categorized as a wrongful death case. A Florida wrongful death attorney can explain in more detail, but an overview may be helpful.

How Wrongful Death Cases Work in Florida

June 30, 2019

E-Scooters are Back in Miami, Along With Increased Risk of Accidents

by Gerson & Schwartz, P.A.

Miami city commissioners recently announced a six-month trial program to implement 300 electric scooters across District 2, a region that incorporates the downtown area, Coconut Grove, Morningside and Edgewater. An article appearing in the South Florida Sun-Sentinel outlined the plan involving Bird, Lime, and other companies that operate the dockless rental vehicles, familiarly called “e-scooters.” The announcement comes as good news for people looking for a convenient, affordable, and sustainable option for getting around town. A user simply downloads the app, pays low fee to unlock the e-scooter, and then drops it off when finished.

E-scooter programs in Coral Gables and Fort Lauderdale have been quite successful, especially among students. Opponents argue that e-scooters increase the likelihood of traffic-related accidents. Fortunately, injured victims may have rights under well-established legal rules regarding negligence, and a Florida personal injury lawyer can explain in more detail. Still, to reduce the risk of accidents, you should review some safety issues and tips regarding e-scooters.

Risk Factors with E-Scooters

June 17, 2019

Recent DUI Accident Sheds Light on Injured Victims’ Rights

by Gerson & Schwartz, P.A.

One minute, visitors to a Port Charlotte Harley-Davidson store were listening to a live concert; the next, they were running for their lives from a luxury sports car that an intoxicated woman plowed into the crowd. According to a June 12, 2019 article in the Miami Herald, none of the concertgoers were injured in the chaos that ensued. However, the local country music star who was headlining the event suffered injuries to his foot. Upon arriving at the scene, police detained the woman for questioning, and eventually arrested her for DUI, among other charges.

The penalties for DUI are harsh in Florida, including fines, jail time, and a driver’s license suspension. Unfortunately, these sanctions do nothing for victims who are injured as a result of a drunk driving collision. You do have rights if you are hurt in a DUI crash, and a Florida car accident attorney can assist with your claim. Some general information regarding these cases may also be helpful.

Comparing Criminal and Civil DUI Cases