Personal Injury

September 15, 2022

Horrific Wrong Way Crash in Miami Kills Five Victims

Several families remain in mourning after five victims were killed in a wrong-way crash in Miami on August 20, 2022, but they may soon see justice for the loss of their loved ones. According to Miami’s Local 10 News Channel, Florida Highway Patrol arrested the at-fault driver as he lay hospitalized for the injuries he sustained. The current charges are five counts of vehicular homicide, though FHP may add counts if it is determined that the man was impaired at the time of the collision. Officials stated that the wrong way accident occurred when the man was heading east in the westbound lanes of Palmetto Expressway around 4:30 a.m. He smashed head-on into a Honda sedan carrying the five victims, who were all pronounced dead at the scene.

After a fatal auto crash, family members typically have remedies under Florida wrongful death laws. However, there are certain factors in this recent collision that could create challenges, so retaining a Miami wrong-way car accident lawyer is essential. It is also helpful to review some information on the causes behind these horrific incidents.

Common Causes of Wrong-Way Auto Collisions

February 26, 2022

Swept Away: Hurricane Insurance Claims in Florida

by Gerson & Schwartz, P.A.

For better or worse, Florida has always had hurricanes. It is considered second nature to take steps to protect your property and your life, most often with insurance policies. However, sometimes the insurance company will not pay, or will not pay enough. After a hurricane, the last thing you need is an insurance dispute. If your insurer decides to dig in its heels, you need a Miami hurricane insurance lawyer on your side to help you fight for what you are owed.

An insurance policy is a contract. An insurance company that does not honor the terms of that contract is in breach. The term used for when an insurance company breaches the terms of their own policy is ‘bad faith,’ and more specifically, ‘first party bad faith.’ Florida codifies the law on first party bad faith issues in section 624.155 of the Florida Statutes; while other states recognize a common law cause of action for a breach of the “duty of good faith and fair dealing,” Florida residents must follow the steps in the statute.

The statutory standard is laid out in the jury instructions given at the close of a civil trial. An insured has a valid claim of bad faith when an insurance company fails to settle a claim, when, if it had been acting in a fair and honest manner, it ought to have settled. This is the standard that must be proven in court.

January 28, 2022

The Consequences of Distracted Driving in Florida

by Gerson & Schwartz, P.A.

Distracted driving is very dangerous and leads to numerous preventable accidents and deaths in Florida each year. In 2019, distracted driving resulted in 3,142 deaths nationwide. If you have been injured in Miami due to the negligence of a distracted driver, you may be able to pursue compensation for your losses. An experienced distracted driving accident attorney in Miami can help.

What is Distracted Driving?

Distracted driving is defined as engaging in any activity while driving that would take your attention away from operating your vehicle. It only takes one second to get into a major accident when you allow yourself to get distracted while driving. There are three major types of driver distractions, which are:

December 30, 2021

Your Child Was Injured on a School Field Trip in Miami: What Now?

by Gerson & Schwartz, P.A.

Field trips were a highlight of the school year when you were a kid, and many parents will remember their experiences fondly as they prepare to send their own children out on a learning-based excursion. The Florida Department of Education posted a publication on fun field trips, describing the high points at Zoo Miami, the Miami Children’s Museum, Amelia Earhart Pak, and many other South Florida attractions. However, there are certain risk factors involved with school field trips. A large group of children in a non-classroom setting, reliance on volunteers, and inherent dangers with certain outings increase the potential for accidents.

Learning that your child was hurt is overwhelming for a parent, leaving you bewildered about your rights and what to do next. Your first move should be contacting a Miami child injuries lawyer for legal help, but there are few tips that will help you get through the aftermath of a school field trip accident.

Seek Medical Care

April 30, 2021

Will Florida Repeal “No-Fault” Laws for Car Accidents?

by Gerson & Schwartz, P.A.

After years of debate, measures have moved forward in both chambers of the Florida legislature to repeal the state’s 50-year-old motor vehicle no-fault law. Senate Bill 54 has already passed, while companion House Bill 719 was approved in the committee stage on April 19, 2021. The proposed legislation has been the subject of some controversy among lawmakers, insurance industry experts, and consumer groups, who argue over how eliminating the no-fault law will affect insurance rates.

Under the current no-fault rule, if you were injured in a Miami car accident, you would seek compensation from your own insurance company through your Personal Injury Protection (PIP) coverage. If passed and signed by the governor, Florida would essentially become a so-called “at-fault” state: You would file a claim with the at-fault driver’s insurance company to obtain monetary damages after a collision.

Obviously, the elimination of no-fault principles is a major reversal of existing law and will have considerable implications if you were hurt in a motor vehicle crash. Here are some things to know as the bills move closer to passage.

April 16, 2021

Five Defensive Driving Tips That Help Prevent Miami Auto Collisions

by Gerson & Schwartz, P.A.

You would probably not be surprised to learn that many Miami car accidents occur because of a driver’s negligence. Common examples include those who speed, run red lights, use their cell phones, and engage in other unsafe acts behind the wheel. Though laws and public safety campaigns aim to deter this type of careless driving, you can expect that there will still be motorists who disregard the risks. According to the Insurance Information Institute (III), 90 people die and another 6,337 people are injured in motor vehicle crashes every day.

Many of these collisions can be prevented through the exercise of reasonable care, but you cannot always control what other drivers do on the road. You need to anticipate that you are sharing the road with dangerous motorists who put you at risk, and the best way to protect yourself is by engaging in defensive driving. This strategy goes a long way to reducing the potential for Miami car accidents, so keep the following in mind.

Focus on One Thing. When you are behind the wheel of a car, the only thing you should be concentrating on is safe operation of the vehicle. Eliminate all other distractions, so you are better able to detect and react to careless acts by other drivers. Even a split second matters in an auto crash.

March 12, 2021

Three Things About Pre-existing Conditions Miami Car Accident Victims Need to Know

by Gerson & Schwartz, P.A.

Like most other personal injury matters, Miami car accident claims fall under the umbrella of negligence when it comes to recovering compensation. You need to prove that the other motorist’s careless actions were the direct cause of the auto crash in which you were injured. If there were other intervening circumstances or factors, you usually will not be able to obtain monetary damages because the causation element is missing. In some vehicle collision cases, a pre-existing medical condition is exactly the sort of intervening issue that could impact compensation.

Still, there are exceptions to this default rule and strategies through which you can recover monetary damages despite the existence of a pre-existing medical condition. You will need a Miami car accident lawyer for assistance with overcoming challenges, but a few points should help you understand the basics.

It IS possible to recover for exacerbated injuries. A key exception to the rule regarding pre-existing injuries will allow you to obtain compensation, but only if the motor vehicle collision makes your condition worse. The classic example is when a victim suffered a broken bone in the past. Even though it has healed, the affected area remains weaker than the surrounding bone material – making it more susceptible to breaking again from the impact of an auto crash.

March 10, 2021

Uptick in Uber, Lyft Traffic May Increase Risk of Miami Car Accidents

by Gerson & Schwartz, P.A.

For years, Uber and Lyft drivers have relied on their respective apps to match them with passengers needing a ride. When signing into the mobile app and frequenting the most popular spots for ridesharing services around Miami, these transportation network company (TNC) drivers could maximize their earning potential simply by making themselves available. However, a new app could soon change this workflow and help ridesharing drivers increase earnings: Gridwise incorporates technology that collects data on passenger trends and identifies key metrics to predict when and where Uber/Lyft can make the most money.

While this is excellent news for TNC drivers, an uptick in traffic can also lead to a higher risk of auto collisions. There are multiple factors at play, all of which combine to create a potentially dangerous situation. You should talk to a Miami ridesharing accident attorney about your legal options if you were hurt, and read on for some of the basics.

Implications of Increased Uber and Lyft Traffic in Miami

March 5, 2021

Avoid Distracted Driving to Prevent Car Accidents in Miami

by Gerson & Schwartz, P.A.

After years of public awareness campaigns and enactment of numerous Florida laws prohibiting interaction with telecommunications devices, Miami drivers are well-aware of the dangers of using a cell phone behind the wheel. Specifically with regards to texting, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) points out that there are three areas that impact safe driving:

Visual, where you take your eyes of the road and vehicle systems;
Manual, since your hands are not on the steering wheel where they belong; and,

March 3, 2021

What if the At-Fault Driver Was Not Ticketed After My Miami Car Accident?

by Gerson & Schwartz, P.A.

While the majority of Miami car accidents are linked to careless acts by drivers, the most common root cause of these incidents is violations of Florida Rules of the Road. Traffic laws are well-known to all motorists, so they are aware of their legal duties. When they do not comply with regulations aimed at keeping people safe, drivers put other road users at risk. If you were hurt in such a collision, you probably expect that the at-fault motorist will be ticketed, and you can use this information to support your claim.

However, you might be surprised to find that drivers often do not receive a traffic citation after a crash. You probably wonder about your rights under these circumstances, so trust a Miami car accident lawyer to explain how the laws work. Some general information may also help you understand the relevant concepts.

Traffic Tickets are Separate From Civil Remedies